Health insurance & costs

7 ways to spot unwanted charges on your credit card

Spot honest mistakes—and signs of credit card fraud—with these easy tips.

Jan, 2026
LearnFinancial health7 ways to spot unwanted charges on your credit card
Slide 1
Be a hawk
Be proactive when traveling
Use your bank's tools
Watch your subscriptions
Don't get duped
Don’t be a debit devotee
Watch your tips

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Slide 1

We talk a lot about monitoring your spending for your wallet’s sake—but it’s a security thing, too. Sometimes, errors happen by accident: the store clerk entered the wrong amount before swiping your card, for example. Other times, it’s flat out fraud by a thief who has gotten their hands on your credit card number. No matter how or why it happens, you-know-what does happen—so here are seven ways you can spot the charge and report it right away before it becomes a bigger headache.

Nicole Lapin is an Accredited Investment Fiduciary and personal finance expert appearing on the TODAY show and MSNBC, among others. She is the author of Rich Bitch: A Simple 12-Step Plan for Getting Your Financial Life Together. 

This content first appeared on Nicolelapin.com.

Written byNicole Lapin.
Medically reviewed byAnn Wendling, MD, MPH.August, 2024

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