4 times to never shop for anything
Keep your wallet shut—and your budget intact—during these oh-too-common situations.
Jan, 2026
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There are lots of reasons why we shop. Naturally, shopping is a necessity to get the things we need, whether it’s groceries or a birthday present. But other times we head to the mall when we don’t really need anything, or when we can’t really afford to be surrounded by temptations. But awareness can help fend off those urges and impulse purchases.
Jean Chatzky is an award-winning personal finance journalist, TODAY show financial expert and coauthor of Age-Proof: Living Longer Without Running Out of Money or Breaking a Hip, among others. Content excerpted from Money Rules: The Simple Path to Lifelong Security by Jean Chatzky. Copyright © 2012 by Jean Chatzky. Reproduced under license from Rodale Inc. All rights reserved.
Written byJean Chatzky.
Medically reviewed byMark Arredondo, MD.
Sources: Jean Chatzky. Money Rules: The Simple Path to Lifelong Security. Rodale Books. 2012.
- Jean Chatzky. Money Rules: The Simple Path to Lifelong Security. Rodale Books. 2012.