Why do you have so much debt, anyway?

You can come up with the best plan to pulverize your debt, but what good is it if you don’t break the cycle?

This brings us to another serious question: Are you a debt addict? Or a debtaholic? (This is a serious thing, by the way.) If you’re having a hard time sticking to your spending plan and continually revert to bad habits, the answer may be yes. Beyond not being able to live without plastic, here are some of the telltale signs: