7 biggest life insurance questions, answered


LearnHealth insuranceFinancial health resource center7 biggest life insurance questions, answered
What are the different types of life insurance?
Where should I buy life insurance?
What is a beneficiary?
Will I need a medical exam for life insurance?
Can I get life insurance if I'm older?
Does the cost of life insurance increase as I get older?
When should I reassess my life policy?

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Wondering about life insurance? Maria Ferrante-Schepis knows the subject from top to bottom. She’s a partner at the innovation agency Maddock Douglas, author of Flirting With the Uninterested: Innovating in a 'Sold, Not Bought' Category, and an advisor to several life insurance companies. Here, she answers your most pressing questions, on everything from the different types of life insurance to when you should reassess your policy.

Sources: South Carolina Department of Insurance. ... + 5
  1. South Carolina Department of Insurance. Understanding Life Insurance. Accessed March 2, 2026.
  2. New York State Department of Financial Services. Life Insurance Information for Consumers. Accessed March 2, 2026.
  3. Oregon Public Employees Retirement System. All About Beneficiaries. Accessed March 2, 2026.
  4. Insurance Information Institute. What Is a Beneficiary? Accessed March 2, 2026.
  5. Investopedia. How Age Affects Life Insurance Rates. January 8, 2026.
  6. Insurance Information Institute. How Often Should I Review My Policy? Accessed March 2, 2026.
Written by Maria Ferrante-Schepis.
Medically reviewed by Ann Wendling, MD, MPH.December, 2025
Updated onAugust, 2026

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